What is Current? Current Review, Features

What is Current? Current Review, Features

Founded in 2015 by Stuart Sopp and headquartered in New York, Current is a fintech company that is a digital bank that provides services such as account opening, debit card transactions and mobile banking.

About Current

  • Current is a leading financial technology company in the United States, committed to bringing more comprehensive financial services to users across the country. It mainly provides innovative mobile banking functions such as free credit lines, no minimum balance requirements, faster direct deposits, instant consumption notifications and youth services to American users. It currently has nearly 3 million customers, and its investors include A16z, Tiger Global Management, TQ Ventures, Avenir, Sapphire Ventures, Foundation Capital, Wellington Management, QED Investors and EXPA and other overseas first-line funds.
  • Current started out as a parent-controlled teen debit card service but has since expanded to offer personal checking accounts powered by the same underlying banking technology. Like a host of modern "neobanks," or digital banks, the Current app offers a baseline of standard features, such as fee-free overdrafts, no minimum balance requirements, faster direct deposits, instant spending notifications, banking insights, free ATMs, check deposits using your phone's camera, and more.
  • Current is still continuing to offer teen banking services, a challenge to mobile banking app Step, which is also using social media influencers to attract a younger crowd. Step is attracting the 13 to 18 age group, offering banking services and secure bank cards. Meanwhile, Current is targeting its services towards parents.

Current's Mission

To enable its users to change their lives through better financial outcomes.


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