What is 95epay? 95epay Review, Features

Shuangqian Payment (95epay) is a well-known third-party payment company in China , specializing in Internet payment business.

About Shuangqian Payment (95epay)

The company was founded in 2010 with a registered (paid-in) capital of RMB 100 million. The headquarters is located in Suzhou, and an office is set up in Guangzhou. In 2012, it was awarded the "Payment Business License" by the People's Bank of China, and successfully renewed on June 26, 2017. Currently, the company has more than 100 employees. Shuangqian Payment is committed to providing customized industry payment solutions for enterprises. In the future, Shuangqian Payment will use its years of experience in the industry to actively deploy new payment scenarios and promote the development of the industry with its own practical actions.

Product Safety

Shuangqian Payment uses advanced technology and verification measures to better protect user account security:

1. Digital Certificate

• Use SSL certificates for pages that need to be protected, establish an encrypted channel between the client browser and the Web server, encrypt and hide the transmitted data, and ensure the integrity of the data. • Provide digital certificate verification services to users. Users use certificates issued by an authoritative and impartial third-party organization, namely the CA center, to identify their identities when performing operations such as logging in and making transactions, to prevent identity impersonation.

2. Mobile phone verification

• By sending SMS verification codes to the mobile phone numbers pre-registered by users with the bank, users can verify their identities on payment pages, improving the security of user funds while being more convenient.

Financial-grade hardware encryption machine

3. Ensure data security at the physical level

• Safely and reliably protect PINs (Personal Identification Numbers) in financial networks to ensure the authenticity of identity information;

• Prevent fraudulent transactions by generating and verifying the message origin correctness verification (MAC);

• Use a combination of random keys and manual keys to provide a complete key management system;

• Supports multiple physical interfaces to facilitate connection with various bank host systems.

4. Digital Certificate

• Use SSL certificates for pages that need to be protected, establish an encrypted channel between the client browser and the Web server, encrypt and hide the transmitted data, and ensure the integrity of the data. • Provide digital certificate verification services to users. Users use certificates issued by an authoritative and impartial third-party organization, namely the CA center, to identify their identities when performing operations such as logging in and making transactions, to prevent identity impersonation.