What is Paylib? Paylib Review, Features

True to its values ​​of trust, usefulness and respect for "Made in France", Paylib is actively pursuing its development in order to offer its users new and innovative services. Since 2019, Paylib has been offering an instant payment service that allows money to be transferred between 2 people from one bank account to another in just a few seconds, thanks to a simple phone number.

About Paylib

Created in 2013 at the initiative of GIE Cartes Bancaires, with the help of 3 partner banking groups (BNP Paribas, La Banque Postale and Société Générale), Paylib embodies 100% French mobile payments, simple, reliable and of daily use.

Over time, the main French banking groups also joined the adventure. Today, Paylib is supported by Crédit Agricole, BNP Paribas, Postbank, Societe Generale, Crédit Mutuel Arkéa, BPCE, Banque Fédérative du Crédit Mutuel and their respective subsidiaries. In total, more than 22 French banking brands offer Paylib to their personal and professional clients.

Paylib's 2 complementary services allow users to pay for all their daily purchases, whether in store or with friends. With growth across the board and already adopted by more than 5 million users, Paylib's mission is to become the French benchmark for mobile payments in France.

Products and Services

• Group Rates

Manage your shared expenses from the Paylib mobile app and reimburse your friends instantly through a simple mobile number.

• Pay in store

Pay with your mobile phone for amounts over €50 at all merchants accepting contactless.

Development History

-2013: Paylib has been created and launched its first service: Paylib Online

-2017: Paylib continues to develop and launches its second service: Paylib in store

-2018: Paylib enriches its product and launches its third service: Paylib between friends

-2019: Paylib between friends becomes instant.

-2020: Paylib continues to develop. An app and new features appear. Several banks also join Paylib during the year.

Frequently asked questions

Q : When I use Paylib, do I link my insurance and benefits to my credit card?

A : Of course! Insurance, assistance, debit card types, loyalty points... you can enjoy all the advantages associated with bank cards when you use Paylib in-store.

Q : Can I activate Paylib in several banks?

A : If you have accounts in several banks that offer our services, you can activate Paylib in each of them without any problems. When you use Paylib, whether in store or when sending money, you can choose the account to which your purchases are debited.

Q : What if my smartphone is lost or stolen?

A : These are all things that can happen, don't worry... If your smartphone is lost or stolen, you can't use Paylib. To pay with Paylib, you must be able to unlock your smartphone and then enter your bank password to make Paylib with friends. Likewise, for Paylib in stores, any purchase over 30 euros will systematically ask you to enter this password.

On the other hand, we recommend that you follow the usage recommendations and, in particular, contact your telephone operator as soon as possible to have your line blocked.

Finally, for real peace of mind, you can contact your bank to deactivate Paylib, rendering it unusable.