What is Swish? Swish Review, Features

Swish has been simplifying everyday life since 2012. 8 million Swedes use Swish. From friends and family to big companies and small associations, they all appreciate simple, fast and secure payments in their daily lives.

About Swish

Once upon a time, though not all that long ago, there was a country in Northern Europe where everyone had to pay for their share of joint dinner. It was a tedious affair for the poor who really wanted to live more naturally, more like the south. There, people could withdraw all their banknotes without having to make a fuss about counting coins or running to the nearest ATM. This was the birth of an idea that soon became a natural part of the daily life of 8 million Swedes: Swish

Swish started in 2012 as a collaboration between Sweden's six largest banks. Danske Bank, Handelsbanken, Länsförsäkringar, Nordea, SEB, Swedbank and Sparbankerna jointly own Getswish AB. Each bank is responsible for the quote, terms and final charges for the services provided to its customers. For information on Swish's terms and conditions, please visit your bank's website.

Products and Services

• Real-time payments

Money is transferred directly into your bank account.

• All you need is a mobile phone

Forget long account numbers, with Swish you can pay with your mobile number.

• Safe and reliable

Approve payments with your mobile BankID. It's as secure as a bank transfer.

• Better business with the Swish business app
• Now available, the Swish Business app makes it easier for companies to view incoming payments in real time, make refunds, manage roles and create sales passes.

Frequently asked questions

Q : I paid with Swish but I don’t see the payment in my history in the app, what should I do?

A : If you have sent a Swish payment but cannot view the payment in your history in the app, please contact your bank for assistance.

Q : Can I activate the same number in the Swish-app on multiple devices?

A : As a precaution, you can only activate your number in the Swish app on one device at a time. If you use more than one device, the app will trigger the activation every time you change devices. If you want to use more than one device and do not need to reactivate the app every time you change devices, you must connect two different numbers for each device in the app and activate one Mobile BankID app in each device.

Q : I have paid Swish, but the recipient has not received it yet, what should I do?

A : First double check that your money has been taken out of your account, either under "History" in the Swish app or in your bank account history. Also make sure the recipient's mobile number and name are entered correctly. If you still think something is wrong, you need to contact your bank.

Development History

-2012: Swish launches. On December 12, 2012, Swish was launched as a payment service between private users.

-2017: Launch of Swish QR Code. Swish launched the QR code feature for all users, making payments easier and faster.

-2014: Swish launches for enterprises. In the summer of 2014, Swish launched for companies and organizations.

-2020: Swish launches payment requests. The pending feature “Requests” allows users to remind their friends and acquaintances about Swish payments.

-2021: Swish launches payments and apps for companies. Opportunities for companies to pay their customers are unlocked. So is the business app, which enables companies to view revenue in real time, manage sales shifts, and charge customers via QR codes.