What is AKULaku? AKULaku Review, Features

Akulaku is Southeast Asia's leading consumer finance platform, committed to providing world-class financial services, including installment purchases on an independently managed online marketplace and various other marketplaces, as well as flexible cash loans. Akulaku aims to provide partners and consumers with a broad and powerful financial ecosystem to achieve a higher standard of living.

Products and Services

1. Loans

Unsecured loans are available for up to 15 months. You can easily apply online using your mobile phone and the loan will be transferred directly into your bank account.

• Easy approval;
• Flexible loans up to 15 million;
• You can choose the loan term, up to 15 months;
• The actual process of disbursing funds;
• Register with OJK to protect information security.

2. Akucicil

Akucicil is an installment shopping service provided by Akulaku. It can meet the shopping needs of users in many cases, and users can shop easily without a credit card.

• Online installment payments without a credit card;
• The maximum period is 15 months;
• The maximum credit limit is 15 million;
• Verification takes only 5 minutes.

Product Advantages

1. Quick loan, you can get a loan with just KTP.

2. Shop now and pay later, no need for credit card installments.

3. Use Akulaku Kredit to shop on various e-commerce platforms.

4. Leading technology company in security systems.

5. PT PID and PT AFI are registered and supervised by OJK.

FAQ

Q: Where do Akulaku products come from?

A: All products sold on Akulaku are from authorized sellers registered in Indonesia and internationally.

Q: Which areas can Akulaku reach?

A: Currently, Akulaku has covered all areas around Indonesia, especially Jabodetabek, Bandung, West Java, Central Java, East Java, Medan, Padang and Palembang. You can also enjoy the shopping experience by cash or installment/credit payment methods.

Q: What makes Akulaku different from other e-commerce sites?

A: Akulaku offers a flexible way to purchase in installments with a loan period of up to 12 months. Akulaku also ensures that the payment is returned to the seller once you confirm that your order has been received correctly.