What is BankOnego? BankOnego Review, Features

What is BankOnego? BankOnego Review, Features

BankOnego is a Russian digital bank specializing in providing customs settlement services.


About BankOnego

BankOnego is a digital bank founded in 1993 and headquartered in Russia. The company provides customers with credit and holding facilities, settlement and cash services, and safekeeping of valuables and payment cards. It also provides support for tariff calculation and settlement, making it a good choice for companies or individuals who want to conduct Russian business activities through online banking.


BankOnego's Services

BankOnego's most distinctive service is its payment card evaluation service, which includes debit cards, credit cards and installment cards.

For example, for debit cards, BankOnego will compare the interest rates, maintenance fees, withdrawal fees, cashback fees, etc. of each debit card, and rate each debit card to facilitate those who want to apply for a card.


Frequently asked questions

Q: What should you do if you have problems repaying your loan?

A: If you are unable to make further repayments on your credit loan and there are circumstances that could lead to such consequences in the future, it is best to contact the lending bank directly and immediately. After consideration, the bank may make the following decisions:

  • giving time to repay the loan (mortgage holiday, credit holiday);

  • Changing the terms of your loan agreement (lowering your interest rate, reducing your monthly payments, eliminating penalties and fines).

Q: What should you do if you have problems repaying your loan?

A: If you are unable to make further repayments on your credit loan and there are circumstances that could lead to such consequences in the future, it is best to contact the lending bank directly and immediately. After consideration, the bank may make the following decisions:

  • giving time to repay the loan (mortgage holiday, credit holiday);

  • Changing the terms of your loan agreement (lowering your interest rate, reducing your monthly payments, eliminating penalties and fines).

Q: How can I avoid repaying the loan to the bank?

A: There are legal ways to not pay a loan to a bank. If it is truly impossible to repay, then the loan can be written off, closed. In this article, we will consider for what reasons it is possible not to pay under the loan agreement and what the legal basis for doing so is.

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