What is DSTPay? DSTPay Review, Features

DSTPay is the first QR code payment solution launched by Baiduri Bank and UnionPay in Brunei, marking the first mobile wallet launch of UnionPay International in Southeast Asia.

About DSTPay

Datastream Digital (DST) was born out of an infrastructure divestiture to transform Brunei’s telecommunications industry in 1995, followed by DST’s own major digital transformation exercise. Formally a full-service mobile network operator and complete mobile services provider, it is now an asset-light, customer-centric, digital-first operator in triple-play mobile, fixed and all digital levels.

Baiduri Bank, Datastream Digital (DST) and international payment brand UnionPay have joined forces to launch the DSTPay digital mobile wallet for Brunei consumers.

DSTPay is a digital mobile wallet application that allows you to make or initiate payments and/or transactions. Upon successful registration, you will be eligible to apply for a digital co-branded virtual card (“Virtual Card”) on the digital wallet. You are entitled to use your Virtual Card to make transactions using your device by scanning the QR code (QR Code) displayed at any participating merchant.

DSTPay will be available in Brunei at more than 200 merchant outlets in different industries such as catering, supermarkets, mini-marts, retail and services. After international travel resumes, it will be available at more than 30 million merchants in 45 countries or regions including Malaysia, Indonesia, China and Thailand; and soon DSTPay will also be available for contactless payments with 25 million UnionPay merchants worldwide.

Features of DSTPay

• Transfer funds between e-wallets (with another DSTPay user).

• Top up DSTPay using your linked Baiduri UnionPay debit card.

• Shop at any Baiduri QRC merchant.

• For overseas purchases where UnionPay QRC is accepted.

FAQ

Q: Will physical cards be issued to DSTPay customers?

A: No, no physical cards will be issued to DSTPay customers.

Q：What transactions can I make with DSTPay?

A: · Transfer funds between e-wallets (with other DSTPay users);
·Use your linked Baidu UnionPay debit card to top up DSTPay ;

·Shop at any QRC merchant in Baidu;
· Purchase overseas where UnionPay QRC is accepted.

Q: Is there a minimum age requirement to register for DSTPay?

A: Yes, the minimum registration requirement is twelve (12) years of age and above.

Q：Who can register for DSTPay?

A: To be eligible to register for DSTPay, customers must be customers of Baidu Bank.

Q: Is DSTPay safe?

A: Yes, DSTPay is protected by 2-factor authentication, is PCI-DSS compliant, and can only be accessed with your own username and password. It features Touch ID recognition for Android and Face Unlock for iOS.

Q: How many DSTPay accounts can I register?

A: You may only register one (1) DSTPay account, and each account may only be linked to one unique mobile phone number and email address.

Q: Are there any fees for withdrawals?

A: Yes, each withdrawal is BND0.50. For example, if the required withdrawal amount is BND10.00, the funds that will be deducted from the user's e-wallet will be BND10.50. Cash withdrawals are currently only available using linked Baidu UnionPay debit cards.

Q: Do I need to pay a termination fee if I terminate my DSTPay account?

A: DSTPay does not have a termination fee, you can terminate your account at any time at your convenience. We recommend that you transfer the balance to your associated Baidu UnionPay debit card before terminating your DSTPay account.