What is Photonpay? Photonpay Review, Features

PhotonPay is a cross-border payment platform under Shenzhen PhotonPay Technology Co., Ltd. PhotonPay has a team of international financial experts, financial payment technology experts, and senior cross-border trade practitioners from all over the world. The core members come from China, Hong Kong, the United States, the European Union and other regions.

About PhotonEasy

The Guangziyi team is rooted in the Shenzhen-Hong Kong-Macao Greater Bay Area, has a broad international vision, and is well aware of the needs of Chinese cross-border sellers. It strives to integrate cutting-edge concepts and technologies such as cross-border, finance, and payment to build a simple, compliant and cost-effective cross-border payment solution.

·PhotonEasy is customer-centric, takes improving customer payment security as its mission, and aims to reduce customer transaction costs and shorten payment cycles through services. PhotonEasy serves sellers on various platforms such as Amazon and eBay, with a cumulative service of more than 20,000 customers, a customer praise rate of more than 99%, and a cumulative safe foreign exchange settlement amount of more than 1 billion yuan.

·Enterprise qualifications--Possess payment licenses from various countries: Hong Kong MSO financial license, US MSB financial license, and many years of cooperation with European banks. In addition, Guangziyi also cooperates with domestic banks and institutions with foreign exchange settlement and sales qualifications, etc., and its operations are safe and compliant.

Products and Services

1. Cross-border e-commerce payment: Register for PhotonEasy - Apply for an overseas payment account - Receive and withdraw payment.

2. Credit account: You can withdraw money as soon as Amazon bills you. Both individuals and companies can apply for a credit account.

3. VAT payment: Enter the tax number - pay the tax.

Product Advantages

1. Transparent rates: capped at 0.6%.

2. Public exchange rate: Bank of China’s real-time exchange rate, 0 exchange loss.

3. Super-fast withdrawal: 24/7, with the fastest withdrawal time of 2 hours.

4. One-to-one customer service: exclusive private service.

5. Value-added services: VAT payment and fund custody.

FAQ

Q: What information is needed to apply for a receiving account?

A: Individual users in mainland China: ① mobile phone number, email address; ② color photocopies of the front and back of the ID card, and a photo of the person holding the ID card; ③ personal bank debit card. Enterprise users in mainland China: Mainland enterprises (only three-in-one certificates are supported, and non-three-in-one certificates cannot be registered and submitted, please contact the local industrial and commercial bureau for changes): ① mobile phone number, email address; ② business license (three-in-one enterprise or individual business), photocopy of the legal representative's certificate; ④ corporate bank account or legal representative's personal bank account.

Q: I have just opened a store on Amazon. What should I do if I cannot provide a seller ID and authorization?

A: If you have not opened an Amazon store when you apply for an overseas payment account, you can click "No products for sale/No store" when applying for an overseas payment account to get a payment account in advance, and then add the seller number and MWS authorization token when the store starts normal operation.

Q: How long does the real-name authentication review take?

A: The review result will be completed within 1 working day and will be notified by email and SMS.

Q: How long does it take for the funds to be received after settlement from Amazon?

A: It takes about 3-5 working days for the Amazon settlement amount to be transferred to your bank account after it is issued. We will notify you by SMS and email as soon as the amount is credited.

Q: Which Amazon sites does PhotonEasy cross-border payment support?

A: Amazon North America, Europe, and Japan.