Cropay focuses on VISA/MasterCard/JCB/AE international credit card collection, foreign trade credit card collection, and overseas local payments (iDeal, Sepa, EPS, etc.), providing foreign trade online store merchants/cross-border e-commerce with a stable and reliable online payment channel to effectively ensure the security of sellers' payment.
About CroPay
- The global localized products supported by Cropay include Russia's Yandex.Money, Qiwi, Germany's Giropay, Instant Transfer, Sofort banking, Brazil's Boleto and more than 400 other localized products.
- Cropay has currently reached strategic cooperation with third-party payment companies and local banks in many countries, including Sofotbanking, Trustpay, Paysafecard in Europe, CashU, Onecard in the Middle East, MOLPay in Southeast Asia, Qiwi Wallet and Yandex.Money in Russia, and Boleto in Brazil. It has covered most countries and regions in Europe, the Middle East, Latin America, and Southeast Asia, and provides one-stop global online payment solutions for domestic and foreign trade e-commerce, overseas games, air ticket travel, study abroad education and other industries.
Products and Services
1. International credit card payment
The continuous development and application of financial technology, artificial intelligence and big data mining technology have promoted the rapid development of international credit/debit card acquiring services, covering a wider range of fields and application scenarios. CroPay combines advanced overseas acquiring business management experience and technology with China's localized service capabilities to form a unique platform operation advantage. While continuously developing and improving cooperation with overseas acquiring institutions, it has also established a strategic and business cooperation relationship with UnionPay, aiming to comprehensively build a global credit/debit card acquiring service system and technical operation capabilities, and strive to provide international, technological and standardized credit/debit card payment products and services for cross-border e-commerce models at home and abroad.
2. Global localized payment
Localized cultural differences and regulatory requirements have created consumer experience demands in localized markets. CroPay has developed globally differentiated products and services to meet the localized needs of cross-border commerce, actively helping customers explore emerging markets and improve their unique competitiveness. In addition to meeting mainstream markets such as the United States and Europe, it has also rapidly expanded local payment products in emerging markets such as Russia, Brazil, Mexico, Australia, and India. The system platform has successfully operated more than 500 payment products worldwide, achieving seamless connection between merchants and global consumers, and striving to create a one-stop cross-border payment solution and service.
3. Multi-currency solution
As a global payment processing agency and technology company, Cropay Payment is designed with multi-currency processing capabilities, proprietary gateways that can handle more than 40 currencies and easy-to-understand reporting functions. Each merchant account is designed to recognize and support the specific needs of customers, allowing them to serve a global audience without obstacles.
4. Cross-platform solution
In recent years, global mobile payments have developed rapidly, and more and more consumers are accustomed to online consumption on different devices such as mobile phones and tablets. Based on PC-side payment docking, Cropay has taken the lead in developing payment technology solutions based on a variety of smart terminals such as mobile WEB, APP, and smart TV. For mobile APP, Cropay can not only provide customizable SDKs, compatible with iOS/Android systems, but also support multi-language service experience, and also support interface adaptation for screens of different sizes.
CroPay Solution
Dating Industry
1. Payment solutions for dating platforms
Unpaid ordinary members are divided into unverified, verified and diamond members. Unverified members are members who have not been verified by mobile phone text messages; verified members are members whose mobile phone numbers have been verified by mobile phone text messages; verification through the website's rigorous verification system greatly improves the authenticity of website members and the efficiency of members making friends.
Ordinary members (after registration) have the right to have their own personal area, publish their own dating information, post in the forum, reply to posts, and reply to messages from Platinum VIP members. VIP members (paid members) have all the rights of ordinary members, and also have the right to use advanced search, view the detailed contact information of all unverified members, and actively send messages.
2. Payment platform statement
As a third-party payment, the payment platform ensures the security of the transaction and the rights and interests of both buyers and sellers based on the transaction contract (commodity description, content agreed upon before the transaction);
For non-platform online transaction projects, any consequences will have nothing to do with the payment platform.
Foreign trade e-commerce
1. Fast access speed
The information is complete, valid and can be accessed within one working day, and transactions can be carried out on the same day of access.
2. Full payment security
The world's leading anti-fraud system, NETSCREEN firewall, MD5 digital signature, PCI security certification, Verisign SSL certificate encryption, password security control, and ReD risk control system ensure the security of every payment received through the Cropay platform.
3. 7x24 hours caring service
Perfect, efficient and pragmatic, providing considerate services to merchants 24 hours a day, 7 days a week.
Airline ticket industry
1. Diversification of payment methods
Provide passengers, ticket agents, and airlines with a variety of payment channels including online payment, telephone payment, credit card payment, and mobile payment.
2. Intelligent payment process
The business process is fully electronic, and the entire collection and settlement process uses intelligent electronic systems to reduce financial costs and promote the improvement of overall business efficiency.
3. Integration of information flow and capital flow
With regard to airline direct ticket sales, ticket agent ticket sales, ticket agent capital turnover, and stakeholder profit sharing, the information flow and capital flow in various fields of the aviation industry are connected, and the two are integrated into one for efficient resource integration.
Hotel Industry
1. Diversity and Unity
The systemic integration of payment products can effectively solve the fund management and clearing and settlement problems in the e-commerce process of the hotel and other industries.
2. Strong targeting
It meets the payment habits of business travelers, allowing hotels to provide travelers with one-stop booking and payment services, thereby enhancing the hotel's loyalty and stickiness to travelers, improving travelers' consumption experience, and qualitatively improving the hotel's service quality.
3. High efficiency
It provides complete and clear transaction records, as well as accurate query and query result download functions, which facilitates the management background of financial reconciliation, greatly shortens the number of reconciliation days and improves work efficiency.
Advantages
1. Multi-currency
Supports more than 40 currencies including US dollar (USD), euro (EUR), British pound (GBP), Australian dollar (AUD), Canadian dollar (CAD), etc.
2. Low rates
High-quality channels reduce payment acquisition costs. Compared with brands in the same industry, they have not been able to compete with Cropay’s low prices.
3. Safer
PCI-DSS security certification in the payment industry, an efficient and secure payment system with more than 10 years of honest testing, and reliable services to ensure the safety of users' funds.
4. Globalization
No matter where the user's base is, through the Internet, the user can expand his or her market to any corner of the world.
