What is Lydia? Lydia Review, Features

What is Lydia? Lydia Review, Features

Lydia is a French mobile banking and payment services company.


About Lydia

It allows customers to perform a variety of financial services directly from their mobile phones, such as making bank transfers, paying friends via SMS or email, using Apple Pay, Samsung Pay or QR codes, setting up recurring transactions or monitoring bank accounts.

Lydia can be paid offline by scanning the QR code, with instant payment and no fees charged.


Lydia's Services

  • All-in-one

One card and a regular account to manage both of your expenses, plus quick loans, investments, cash back... in a single app.

  • More than just a banking app

Clear interface and simple tools to better understand and organize your money: alerts, envelope accounts, expense tracking graphs...

  • Humanized customer service

Have a question? Have a question? A dedicated consultant is always at your disposal via email or phone to find you a solution as quickly as possible.

  • Your guaranteed funds

Your funds are protected in a campsite account, which benefits from a deposit guarantee of up to €100,000.

  • A secure app

All your transactions are carried out according to the highest security standards (3D Secure, biometric authentication, etc.).

  • Made in France

A French company with headquarters in Paris, Lyon, Nantes and Bordeaux and managed in accordance with the regulations of the supervisory authorities (Banque de France, AMF...).

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