What is GABA? GABA Review, Features

Guofubao provides merchants with the service of accepting consumers to pay through online banking, and the online banking supported covers the mainstream banks in China. Individual consumers can directly log in to the mobile version of WAP online banking to make payments.

About GABA

Founded in 2011, Guofubao has a deep understanding of the payment needs of the government and small and medium-sized enterprises. Relying on advanced payment technology and innovative service concepts, after careful research and development, it has launched the "Guofubao" series of electronic payment products to provide users with complete online payment solutions.

Guofubao has strong financial strength and is run by a senior management team in the payment industry, providing users with efficient technical support and services. It is committed to providing a reliable, convenient and secure electronic payment platform for governments and enterprises. The payment products under the brand of "Guofubao" are designed for different types of e-commerce businesses, including "B2B payment, B2C payment, city card, foreign card payment, WAP payment and other product lines" to meet the needs of various payment businesses.

Guofubao's high security and strict risk control system are highly praised by industry experts, many enterprises and consumers. Guofubao's electronic payment platform adopts the most advanced application server and database system in the world, and the transmission of payment information adopts 128-bit SSL encryption algorithm.

Products and Services

• Corporate online banking payment

Corporate online banking payment is a service provided by GABA to merchants to accept corporate consumers to make payments through online banking. Currently, GABA supports corporate online banking covering mainstream domestic banks such as Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank, and Bank of Communications.

• Personal online banking payment

Personal online banking payment is a service provided by GABA to merchants to accept individual consumers to pay via online banking. Currently, GABA personal online banking covers the five state-owned banks including Industrial and Commercial Bank of China, China Construction Bank, Agricultural Bank of China, Bank of China and Bank of Communications, as well as mainstream commercial banks.

• Batch Payment

Batch payment is a fund settlement service provided by Guofubao to merchants to make payments to multiple designated bank accounts or Guofubao accounts. The payment recipients include enterprises and individuals, among which enterprises include large enterprises and small, medium and micro enterprises.

• Wap online banking payment

WAP online banking payment is a payment method provided by Guofubao for merchants to collect payments on mobile terminals. Individual consumers can directly log in to the mobile version of WAP online banking to make payments. Currently, Guofubao WAP online banking covers the five major state-owned banks and mainstream commercial banks, including Industrial and Commercial Bank of China, China Construction Bank, Agricultural Bank of China, Bank of China, and Bank of Communications.

Frequently asked questions

Q : What should I do if my Guofubao account encounters abnormal transactions?

A : If your Guofubao account has any abnormal transactions (such as suspected account theft, cyber attack, suspected fraud or cyber crime, etc.), you can contact the Guofubao customer service center by phone or email. Guofubao customer service staff will record your question and transfer it to the back-end department for follow-up. The relevant back-end department will inform you of the relevant results after verification.

Q : What is enterprise payment review?

A : Merchants can set up subordinate users of "finance personnel" and "business personnel" according to their business conditions. Through the business personnel account, operations such as payment to other Guofubao accounts, payment to bank accounts, batch payment to Guofubao accounts, batch payment to bank cards, etc. can be operated; through the financial personnel account, the operations of business personnel can be reviewed. Only operations reviewed and approved by financial personnel can be executed, which can largely ensure the security of corporate payments.

Q : Are there any restrictions on banks when recharging through corporate online banking transfer?

A : Guofubao corporate users can recharge their Guofubao accounts through online banking through cooperative banks.