Qiwi is one of the payment service providers in Russia. Qiwi was co-founded by Russian Internet group Mail.ru in 2007. Qiwi operates in 22 countries in Europe, Asia, Africa and America. It allows customers to pay for a large number of goods and services online, such as utility bills and mobile payments.
About Qiwi Qiwi Wallet is the largest third-party payment tool in Russia. Qiwi Wallet payment options are available throughout Eastern Europe and some Central Asian countries. Similar to China's Alipay, Russian buyers can recharge Qiwi Wallet and then purchase products on the corresponding merchant website. It supports payments in four currencies: US dollar, ruble, euro, and Kazakhstan tenge. Users can pay for products instantly through Qiwi Wallet. Qiwi Wallet has a comprehensive risk protection mechanism and will not cause buyers to withdraw funds. Therefore, there is no 24-hour review period for orders paid by buyers using Qiwi Wallet, and sellers can ship immediately after payment is successful.
Qiwi Success Background Russia is a European country with a large number of Internet users, with 60 million Internet users, accounting for nearly 15% of the 400 million Internet users in Europe. And the speed of Internet user expansion is similar to that of China a few years ago, with a growth rate of nearly 14%. Therefore, the online market capacity and growth rate in Russia and its neighboring countries are relatively large. Qiwi is like a combination of Lakala and Alipay, allowing users to complete payments in stores, online, or on mobile phones. Russians still use cash, accounting for about 94% of the transaction volume, and Qiwi is born at the right time. More than 400,000 transactions per day are enough to prove the usage rate and strong coverage of Qiwi Wallet. Currently, Qiwi payment services can be used in more than 20 countries. Qiwi's success lies in combining the local people's preference for cash consumption with the fact that only 5% of consumers have bank accounts.
Registration Process 1. Purchase a Russian phone card. Currently, you can only register with a Russian phone number and receive a text message verification code from Qiwi. 2. Log in to the Qiwi official website and click the registration button in the upper right corner, as shown in the figure: 3. Fill in your Russian mobile phone number and perform human-machine identity verification (this verification code is verified by Google robot, so you need to go over the wall), then click the yellow button to continue, as shown in the figure: The phone receives a 4-digit verification code sent by Qiwi, fill it in and click the yellow button to go to the next step: 4. Your Qiwi anonymous account is successfully registered.
Payment Process 1. Select Qiwi Wallet as the payment method on the website and click the payment button; 2. Pay via self-service terminals or online; 3. Confirm payment is completed; 4. Return to your website and the transaction is complete!
Account Level Introduction Qiwi wallets are divided into three levels: 1. Anonymous wallet account: How to get it: Just need a Russian calling card to register. Account limits: The maximum amount that can be stored in the wallet is 15,000 rubles; monthly payment limit: 40,000 rubles. 2. Standard wallet account: How to get it: Register with a Russian phone card and authenticate with Russian information. Account restrictions: The maximum amount that can be stored in the wallet is 60,000 rubles; monthly payment limit: 200,000 rubles. 3. Advanced Wallet Account: How to get it: After registering with a Russian phone card, go to the Russian QIWI office to submit your information for certification. Account restrictions: The maximum amount of money that can be stored in the wallet is 600,000 rubles; Monthly payment limit: Unlimited.
Features 1. No refunds, chargebacks or counterfeiting, 100% transaction security guaranteed. 2. No trading margin. 3. Real-time payment and real-time collection. 4. Support online and offline payment. 5. No account opening fee, monthly fee, or single transaction fee. 6. It is completely free for users to use QIWI payment. 7. It has convenient self-service payment terminals and a wide range of agents and networks.
How to refund Qiwi Since Qiwi Wallet is a payment tool similar to Alipay, the refund is made by the merchant to the buyer's payment account through the original route.
Development History -Qiwi Wallet is an electronic wallet system jointly launched by the company and Visa in late 2007. -On May 21, 2012, AliExpress introduced a new payment method - Qiwi wallet. - In April 2016, Qiwi marked a milestone when it began launching its blockchain and distributed ledger working group in the country. -In March 2017, the company launched a new subsidiary focused on blockchain development and consulting. -In July 2017, the company partnered with IT educator Scream School to open a private “Blockchain Academy”. |
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